Accident & Health InsuranceAccident and Health (A&H) insurance is a suite of specialty products that can provide supplemental insurance or help to fill gaps in life, health and other insurance policies where the A&H policy can reimburse for expenses, medical bills and out-of-pocket costs.
Deep Expertise in the Accident & Health MarketBerkley’s deep Accident & Health insurance expertise, ability to tailor products, and outstanding claims service can help provide financial stability and security in event of a loss. We offer simple, affordable, and easy access to our industry-leading solutions, services, and personal support.
Check out our Berkley Locator to discover which Berkley insurance business may be right for your Accident & Health insurance needs.
We Can Help Protect You from the Unexpected
Accidental Death & Dismemberment – can pay a lump sum in case of accidental death, paralysis or accidental loss of limbs, vision or speech, to the beneficiary or the insured.
Critical Illness Insurance – can provide insureds with a financial benefit in the event that they are diagnosed with specific covered medical conditions.
Extended Hospital Cash – can pay a daily benefit when insureds are unable to perform two or more Activities of Daily Living.
Hospital Cash – can pay a daily benefit to employees/members and their families for periods of hospitalization of 3 days to 120 days due to sickness or injury, to cover some out-of-pocket expenses from hospitalization.
Business Travel Accident Insurance – employer paid accident insurance that can pay benefits for an employee’s death or serious injury while traveling on company business.
Individual Healthcare Occupational Accident Insurance – can provide medical benefits for healthcare workers who are injured on the job from accidental needlesticks, sharps injuries, blood or bodily fluid exposures, and felonious assaults.
Individual On-Demand Accident Insurance – can provide 24/7 coverage for out-of-pocket costs after an accident for adventure enthusiasts and their families.
Participant Accident Insurance – can cover participants on an activity-specific basis such as sports, camps, and more where benefits can be provided for Accidental Death & Dismemberment and Accident Medical Expenses.
MEDICAL STOP LOSS
Medical Stop Loss – can help protect employers with self-funded employee health plans from unexpected, catastrophic claims.
Medical Stop Loss Group Captives – can protect self-funded health plans from unexpected, catastrophic claims for small to midsize employers by sharing the risk through captive program.
Find your Berkley solution
What Our Customers Say
“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”— Frank V. Waste Water Operator, Planada Community Service District.
“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”— Amy G. Client in Illinois.
“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”— Tawanna B. Senior Benefits Manager, Blue Cross Blue Shield of Michigan.
“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”— Mary F. Business Manager, Tech Painting Co.
Products We Offer
- Accident & Health Accident & Health
- Commercial Auto & Trucking Commercial Auto & Trucking
- Commercial Package and Business Owners Policy Commercial Package and Business Owners Policy
- Crime and Fidelity Crime and Fidelity
- Cyber Cyber
- Equine & Cattle Equine & Cattle
- Excess & Surplus Excess & Surplus
- Farm Owners Farm Owners
- General Liability General Liability
- High Value Personal Lines High Value Personal Lines
- Inland Marine & Builder's Risk Inland Marine & Builder's Risk
- Management Liability (D&O, EPL, Fiduciary, Crime) Management Liability (D&O, EPL, Fiduciary, Crime)
- Ocean Marine Ocean Marine
- Products Liability Products Liability
- Products Recall & Contaminated Products Products Recall & Contaminated Products
- Professional Liability (E&O) Professional Liability (E&O)
- 恒山配资_在线配资炒股: Professional Liability (E&O) - Medical Professional Liability (E&O) - Medical
- 恒山配资_在线配资炒股: Property Property
- 恒山配资_在线配资炒股: Reinsurance Reinsurance
- Surety Surety
- 恒山配资_在线配资炒股: Umbrella & Excess Liability Umbrella & Excess Liability
- Workers Compensation Workers Compensation
Industries We Serve
- Agribusiness Agribusiness
- 恒山配资_在线配资炒股: Cannabis Cannabis
- Collectibles Collectibles
- Construction Construction
- 恒山配资_在线配资炒股: Educational Institutions Educational Institutions
- Energy Energy
- Entertainment & Sports Entertainment & Sports
- 恒山配资_在线配资炒股: Environmental Environmental
- 恒山配资_在线配资炒股: Financial Institutions Financial Institutions
- 恒山配资_在线配资炒股: Habitational Habitational
- Healthcare & Health Services Healthcare & Health Services
- Hospitality & Leisure Hospitality & Leisure
- 恒山配资_在线配资炒股: Life Sciences Life Sciences
- Manufacturing Manufacturing
- Museums & Art Galleries Museums & Art Galleries
- Non-Profits & Human Services Non-Profits & Human Services
- Professional Services Professional Services
- Public Entity Public Entity
- Retail & Wholesale Retail & Wholesale
- 恒山配资_在线配资炒股: Technology Technology
- Transportation Transportation